Car Insurance Naples Florida – Paying Less By Choosing The Right Car

It’s really a pity that many folks are actually paying a lot more than they should for their car insurance in Naples, Florida. If you realize that the loss could run as high as $1000 then you’ll see how painful it could be. This article will show you how to start saving some of those hard-earned dollars by using some smart advice in your car insurance Naples, Florida…

There are so many different cars. There are so many different models. Each comes with a different level of prestige or otherwise attached to it. Have you checked if this will affect the car insurance premium you’ll have to pay? Have you bothered to ask how much less car insurance (Naples, Florida) rates you would have been paying if you used a similar car by a different manufacturer?

Insurance companies have separated various cars into groups. Although this could be different in some countries, you have about 20 different groupings for cars. Each group has a rating which is used to determine the premium you have to pay. If your car is in a group that is rated for high premiums, you get to pay high car insurance premiums. Here’s a list from Reuters based on the best-sellers in US. It lists the ten least expensive cars to insure in the US…

1. Chrysler Town & Country

2. Chevrolet Cobalt

3. Dodge Caravan

4. Chevrolet Impala

5. Ford Taurus

6. Ford Econoline

7. Jeep Grand Cherokee

8. Chevrolet Malibu

9. GMC Sierra Pickup

10. Toyota Corolla

On the other hand, the following are the most expensive to insure (No 1 being the most expensive)…

1. Ford F-Series

2. Dodge Ram Pickup

3. Ford Explorer

4. Honda Civic

5. Chevrolet Silverado-C/K Pickup

6. Toyota Camry

7. Honda Accord

8. Chevrolet Trailblazer

9. Nissan Altima

10. Ford Focus

If you have been having some difficulty choosing between two cars that eventually fall into the different lists, you can now easily go for the less expensive to insure. That is, if getting the best car insurance Naples Florida rate is your target.

Your cars of preference may not be in any of the lists above if they are not one of the 20 best-sellers in the US. That’s not the focus here really. All we have tried to do is to show you how important it is for you to factor in how much premium a car could cost you before buying one. It could amount to so much on the long run.